Health Insurance Alternatives - Ameriplan Discounts

With the high price of health insurance today, there are many families who simply cannot afford to have coverage for their loved ones. In fact, even though who can afford the $500 or $600 per month for an insurance plan, still may find that the company's plan will not cover certain conditions if there is a prior history involved. Plus, with copayments, deductables, caps and limits, some families are actually spending far more than just the monthly plan fee. This is why so many people have turned to health insurance alternatives or discount programs.

There are a good number of companies now entering the field of selling discounts for medical and dental benefits, but as an example let's use the leader in the field. Ameriplan USA  discounts is a company which has been offering savings on medical and dental for nearly 20 years, and actually this company has expanded it's services to also include such things as shopper savings for groceries, car repair, and many more programs. It seems as though discount programs are becoming very popular all over the country as consumers look for ways to save money when making purchases on necessities of life. However, let's stay focused on health and dental benefits for now.

While insurance requires a background check, and exclusions and pre existing conditions can disqualify a person, Ameriplan offers a health and dental package in which nobody is turned down. Because this is not insurance, even pre existing conditions are accepted, and because it is a discount plan, the monthly fee is much smaller than insurance costs. For instance, an Ameriplan individual dental care plan costs just $14.95, while the family plan, which covers everyone in the household, regardless of conditions, is priced at just $19.95.

Insurance has long been the gold standard for Americans when it came to having some form of healthcare coverage, however, discount programs are popping up because of the extreme cost of those insurance programs. Perhaps in the future government will regulate premiums or coverage or hospital prices, but for now the choice for most Americans boils down to Insurance, a discount plan, or some form of entitlement program like medicaid and medicare. Still, whether choosing an insurance company or Ameriplan discounts, ultimately consumers are likely to shop around for the best buy and choose the company which saves them the most money. Just remember there are health insurances alternative, and Ameriplan discounts is just one example.